Saturday, September 30, 2017

Spending Update: September 2017


Mr. DebtFree here!  This post is the first in a long line of monthly spending updates.  I am hoping these posts provide transparency on how we are approaching spending, which will set up our strategy for attacking debt.  Monthly updates force us to constantly audit and review our financial situation, and from this information we can target areas where we want to improve our performance and meet our goals.  When confronted with the reality of spending and debt it can be easy to take the ostrich approach and just bury your head in the sand as deeply as possible.  Monthly accountability and honesty forces us to come up for air, and face our problems head on.  So without further ado, here are our September 2017 spending numbers!

Current Status: HELP!


What Happened?

Hey everyone, Ms. DebtFree here!

My debt journey began with an impatient young adult (me) who delayed starting college for a few years because of unexpected health issues.  I could have made smarter decisions back then.  I could have managed living at home for another year or two, although it was not an ideal environment.  I could have continued working my part-time job, continued saving and planning for a big move, and simply continued waiting on college.  But, I didn’t do any of those things.  Instead, I was so impatient to get started that I signed my life away in the form of both subsidized and unsubsidized loans.