Saturday, November 3, 2018

Long Time no See

Hello friends, its been awhile!  It's time to stop hiding and return to the world of financial freedom blogging.  While I have a few ideas bumbling around in the back of my head for blog posts I will keep this one short and sweet and fill you all in on a few major life events that have happened this year. 
  1. I was seriously injured in February while exercising.  I dislocated my right shoulder and suffered significant internal damage requiring surgical repair.  While out of commission and recovering from surgery, inactivity led to depression and I found it difficult to stay motivated. I am glad to say I finished up physical therapy in August and am now slowly working my way back into the gym.  While the process was tough it was a good reminder to not take health for granted.  Oh, and a good reminder about how essential health insurance is!
  2. During these recovery months I am sad to say I fell a little bit off the savings bandwagon.  I allowed myself to splurge on things that I thought would increase my happiness.  In the end this was a failed exercise and it reaffirmed that it is not money that makes me happy.
  3. I am excited to say I am back to budgeting/saving money and will be using this blog as a way to document our journey to financial freedom.
  4. I received a promotion in July to an Engineering Management position.  I can honestly say that I miss my old position and getting to solve technical problems/manage my own projects.  On the flip side managing people is a new and challenging puzzle.  I also genuinely like all of the people that work for me, and seeing them succeed brings me great personal pleasure.  My base salary increased from $85,000 to $95,000 per year and I am required to work significantly less overtime.  I did however lose time and a half pay for overtime which will decrease my total earnings slightly this year.
  5. Mortgage debt has decreased from $126,000 to $118,000 since the injury in February.  
  6. Ms. DebtFree has been crushing her student loans, I will let her fill you in on this exciting story in a future blog post.
I am excited to be back on the right track and looking forward to sharing our path to freedom from debt with you.  Thank you for stopping by!

Mr. DebtFree out.


Monday, February 26, 2018

It's Not a NEED Just Because It Makes You Feel Good

Ms. DebtFree here with an individual spending update.  We try to keep our focus on generating positive vibes to our readers and social media followers, but we also like to toss in some harder truths now and then.

Thursday, February 15, 2018

January 2018 Spending and Passive Income Update

Hi everyone!  Mr. DebtFree here with the January 2018 edition of our spending and passive income update.  While we did not quite hit our spending goals (we just love food too much) they are still in line with spending from previous months.  Here are our numbers for January 2018!

Monday, February 5, 2018

Why it's not OUR debt

Today we both want to share another part of our story with you: why we don't share Ms. DebtFree's student loan debt.